No doubt that in today's world, ironically, the only constant is change. Our life is filled with many ups and downs, some other small but very important.
There are situations that occur suddenly and unexpectedly, as it might be an earthquake; others of them are predictable and you can see directions, as a storm approaches the coast. In any case, we have the ability to successfully manage our lives and adjust to new circumstances depends on the way we have prepared for them.
Certainly not speak here of natural disasters, but major changes occur in our daily life, some of which produce great joy, such as the arrival of a child or the illusion of a new and better jobs.
Even these positive changes could come in difficult and complicated circumstances, so that could be presented as disastrous.
Remember the definition of disaster has to do with the way we have prepared: for some of us to be caught in a storm and can not get out could prove disastrous, if we never take the trouble to keep provisions for this . For those food and water stored for emergencies, the storm could spell good news: a break from their daily activities.
In any case all carry significant changes, one way or another, an impact on our personal finances. For example, marriage or divorce, the birth of a new child, retirement, death, among many others.
HOW TO BE PREPARED FOR CHANGE OF LIFE?
Some tips you can consider are:
• Always stay in good financial condition. Of course, while our personal finances healthier we will be better prepared to face are any changes.
For example, for a couple who is on the verge of bankruptcy the birth of a child can be fatal, but if we place the same case in a free pair of debts, the transition will be much easier.
• The changes require changes. Although our personal finances are in order, any major change involves a thorough review, not only of our situation but our own goals.
Major changes may affect our spending pattern or the way we generate our income, even our ability to take risks.
• Allow changes occur, never delay them. One feature that makes us human is that we often underestimate what you can expect us to go.
However, for the long-term neglect can be fatal.
A proven fact is that very few young people begin to save for retirement since they start working, most delays it. They tend to see it as something very distant.
However, although avoid it, reality catches up and when you least expect it, painfully realize that they are not sufficiently prepared to deal with it.
• Properly handle our emotions. Humans are emotional beings and we tend to make decisions on impulse without sufficient analysis. This is the worst thing you can do in the case of our money.
One time should always be taken to inform, analyze the situation calmly and part with their feelings. This is certainly not easy, but one of the easiest ways to do this is through education itself.
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